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UnitedCarsAndCredit.com is a free broker/referral and bad credit car financing service for people with credit problems. We are not a lender and do not make loans or credit decisions in connection with loan offers. We do not endorse, recommend or favor the products of any participating lender or automobile dealership. UnitedCarsAndCredit.com is not an agent of you, the user, any participating lender, or car dealer. You should rely on your own judgment in deciding which available bad credit auto loan offer best suits your needs and financial means. The lender you select is solely responsible for its services.

Popular Areas This Week

 Mesa, AZ - Chicago, IL -  New York, NY -  Denver, CO -  Atlanta, GA -  Washington, DC -  Phoenix, AZ -  Los Angeles, CA 

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Our Dealers

 
 

Get financed with cash down, proof of income and residence. With our buy here pay here dealers, your job is your credit. Bad credit is not a problem at all. 

With our rent to own dealers you simply pay every two weeks to drive the vehicle until all your payments are made before you own the car. Great for multiple amount of repos or hard to prove income.

Our bad credit car dealers have subprime lenders that offer types of auto loans for people with substandard credit scores or limited credit histories. Easy to get financed with a good job and stable residence.

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The process of applying for these car loans is simple and quick. Some don't even require a credit check. All you need to do is apply for approval online to contact a local in house financing dealership.

If you have bad credit, we do have a few lenders remaining that offer a true “no money down” auto loan program. Another option would be a trade in with a value.

New or used auto dealers that offer loans with the lowest rates, flexible repayment terms, and low monthly payments. Great (740 and above), Good (660 and above). Some no money down loans are still available

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More Inventory Examples

2013 KIA Soul
As low as $99 down delivers. Bad credit, buy here pay here or rent to own.
2008 Ford F150
As low as $99 down delivers. Bad credit, buy here pay here or rent to own.
2013 Ford Mustang
As low as $99 down delivers. Bad credit, buy here pay here or rent to own.
2013 Chevrolet Captiva
As low as $99 down delivers. Bad credit, buy here pay here or rent to own.
2003 Hummer H2
As low as $99 down delivers. Bad credit, buy here pay here or rent to own.
2015 Nissan Versa
As low as $99 down delivers. Bad credit, buy here pay here or rent to own.
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