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United Cars & Credit offers buy here pay here auto loans across the Phoenix valley including Mesa, Chandler, Tempe and Gilbert, Arizona. We do not use outside commercial lenders. We offer in-house financing to provide bad credit auto loans and car loans. At United Cars & Credit we do not provide financing based on your past but instead your future! We approve based on character not credit. We evaluate each used car loan based on your current situation, stability, ability and intent. Just apply online to get approved today. Once Approved, you can choose from our large vehicle inventory located in Mesa, Arizona and get on the road in your new car! We are the premier Buy Here Pay Here / Special Finance Used Car Dealership in Arizona! Mesa, Chandler or Phoenix Area Residents Can Get Credit to Buy a Used Car. If you live in the Phoenix or Mesa area and have poor credit or have recently had your credit score lowered which is preventing you from purchasing a used car, you can buy a used car here at United Cars & Credit. We understand that consumers are experiencing challenging times financially and United Cars & Credit has the solution. At United Cars & Credit we inspect all of our cars and offer affordable, quality used cars. If you are looking for a used car in the Phoenix or Mesa area, our friendly sales staff can serve you better than anyone in the State. At United Cars & Credit, we believe in looking toward your future and not your past. We do not let your credit history stand in the way of purchasing a quality car, truck, van, sedan or SUV. We have helped Phoenix and Mesa residents reestablish their credit while driving a high quality used car. We have accomplished that service by looking toward their future and their desire to have a fresh start. In fact, if you live anywhere in Greater Phoenix Area, we can help you buy a car and get back on the road again!
* Though everyone is approved to purchase a vehicle from United Cars and Credit, your personal financial situation may effect the vehicles for which you qualify and the amount of down payment that may be required to finance your vehicle.